What happens when banks have growth as their priority? With the current instability, what can the public vs private sector debate tell us about our financial institutions?

When leadership is beholden more to shareholders than to their patrons, it can lead to wildly different outcomes regarding the security of their customers’ assets.

This week, Phil and Danielle continue to analyze the recent bank failures and discuss some of their problems with the structure of current financial systems.

For insight into how you can better research your next investment, get your copy of The Value Investing Cheat Sheet: https://bit.ly/3Z8PXdw

Topics Discussed:

Silicon Valley Bank

Public vs Private banks

Amadeo Giannini/Bank of America

White-shoe Law Firm


Resources Discussed:
The Innovation Stack

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411- Publicly Traded Banks

The recent collapse of Silicon Valley Bank exposed some major cracks in the way that banks have been doing business, and the upheaval is sending shockwaves far beyond the tech sector.

Unwise decisions from leadership compounded by market uncertainty and rising interest rates is certainly a recipe for disaster. How can we analyze these and other warning signs, like an over-reliance on a volatile tech sector, to anticipate and avoid future losses?

Join Phil and Danielle for a postmortem of SVB and a discussion of how its failure could impact value investors.

If you need help identifying warning signs of impending crashes, download your free copy of Your Ultimate Stock Market Crash Survival Guide: https://bit.ly/3YLope0

Topics Discussed:

Rule #1 Investing

Silicon Valley Bank

It’s A Wonderful Life


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410- Silicon Valley Bank

For those of us whose minds tend to wander, the age of limitless new opportunities at our fingertips has been both a blessing and a curse. The ability to focus that attention is an equally vital tool that is essential to good investing practice.

What are the best first steps to take when we stumble across a new company while browsing the web? If investors don’t want to be outside of their element or their ethical and moral boundaries, a few minutes on Google is time well spent.

This week on InvestED, Phil and Danielle continue the previous episode’s topic and take a deeper dive into the process of researching a new company.

For help setting up your own priority list, get your copy of How to Pick Stocks: The 5-Step Checklist: https://bit.ly/3kUBXWE

Topics Discussed:
Circle of competence

Resources Discussed:
Vista Outdoor

For show notes and more information visit www.investedpodcast.com
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409- Hasta la Vista Outdoor

How often are you inspired to invest when you come across a great idea or innovation in your day-to-day life? Could that new helpful device lead you to the next great company for your portfolio?

With the sheer quantity of information that’s available to investors in the digital age, being able to sort the signal from the noise is a must.

This week on InvestED, Phil and Danielle discuss how viewing life through an investing lens can shape our experiences when we encounter something new.

For help picking winning investments and avoiding risky stocks, get your free copy of our Must Have Investing Checklist: https://bit.ly/3IZucI9

Topics Discussed:

Helmets (MIPS)

Research potential of the internet

Public &gt; Private shift

CEO letters


Resources Discussed:
Vista Outdoor

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408- Investing is Life

Before buying a company, Rule #1 Investors do a ton of research to ensure the company they are buying meets Charlie Munger’s 4 key principles: meaning, moat, management, and margin of safety.
From blue chip companies to venture capital, the options are limitless in terms of what modern investors can do with their money. In this week’s episode, we discuss the difference between investing and speculating, and why the term “risky investing” is an oxymoron.
Learn what to watch out for when trying avoid overly risky investments with your own copy of the Must Have Investing Checklist: https://bit.ly/3YRI90n
Topics discussed:
Charlie Munger's 4 Principles

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407- FROM THE VAULT: Speculating vs. Investing

William Albert Ackman is an American investor and hedge fund manager. He has a well-known 8-point investing checklist, which is straightforward and reflects the basic principles of Rule #1 Investing.

That checklist includes only investing in simple and predictable businesses with a dominant market position, limited risk, a strong balance sheet, excellent management, high return on capital, free cash flow generative, and large barriers to entry.

Sound familiar?

There’s a lot of talk in the financial community about “diversification,” which simply means investing your money in a variety of ways in order to provide a safety net should one investment go south. The thing is, you don’t need to diversify if you know how to invest and understand what you are investing in.

By taking the time to research and learn about the companies you are investing in, you are providing your own safety net, because you won’t invest in any company that doesn’t meet the standards for a wonderful company, as it is defined in Rule #1 Investing. That is key. 

This week on InvestED, Phil and Danielle discuss Bill Ackman’s checklist more in-depth, and explain why you can’t blindly put your money in stocks chosen at random and expect to achieve great returns.

In order to succeed investing in the stock market, you have to use a system and a strategy. Learn how to find and pick quality stocks with this FREE Four Ms Guide: https://bit.ly/3krSdvB

Topics discussed:

Bill Ackman

Valuation methods of investing

Rational investing

Tesla stock

Coca-Cola stock


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406- FROM THE VAULT: Bill Ackman’s Investing Checklist Part 3

When we take risks in life, the prospect of success is always tempered by the possibility of failure. What happens to a society when some of the consequences of failure go away?

Preparation and practice can help us face our fears and improve our investing process, and dealing with doubts is part and parcel of being an investor.

This week on InvestED, Phil and Danielle discuss the hero’s journey and what it means to set and pursue goals.

To better prepare yourself for investing success, download your copy of 10 Do’s and Don’ts of Successful Investing: https://bit.ly/3RDQtxU

Topics Discussed:

Steve Jobs

Setting oneself up for success/failure

The Hero’s Journey

Commitment


Resources Discussed:

Joseph Campbell

Free Solo


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405- Free Solo

After a couple of decades of dominating the internet, cracks have begun to appear in the once-unquestionable superiority of Google.  

With the advent of new technologies, can the tech giant adapt and compete with the products and companies currently defining the landscape of Silicon Valley? And what does a tech monopoly look like when the world of virtual connectivity begins to incorporate A.I. users in addition to human ones?

This week on InvestED, Phil and Danielle talk about shakeups in the tech world and the difficulty of balancing planning for the future vs living in the present.

For help planning for your future, don’t miss a free copy of the Rule #1 Early Retirement Calculator: https://bit.ly/3HqBLFQ

Topics Discussed:

Challenges to Google’s dominance 

ChatGPT

Planning ahead vs being present


Resources Discussed:
Be Here Now

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404- In The Moment

“There’s nothing evil, per se, about selling things short. Short sellers—the situations in which there have been huge short interests very often—very often have been later revealed to be frauds or semi-frauds.” — Warren Buffett
Short selling, or shorting, plays an important role in public markets as it improves prices, rational capital allocation, prevents bubbles, and shines a light on fraud.
A recent example of this is the Gamestop event which caused many investors to either gain or lose money, as shorting isn’t ideal for all investors. This is why it’s important to invest with your values—so you can invest with confidence and reduce your risk of making bad investing decisions. 
In today’s podcast, Phil and Danielle discuss the important role short sellers play in our market and why it’s important to invest with your values. 
Learn about the Four Ms and how they can help you invest in the right businesses at the right time with this FREE guide: http://bit.ly/3btAqhM
Topics Discussed:

Confirmation bias

GameStop squeeze of 2021

Short selling

Hedge fund collusion

Resources Discussed:

Beat the Dealer

Black-Scholes Model


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403- FROM THE VAULT: The Role of Shorting in the Market

Our ability to handle expectations, both from others and ourselves, plays a huge role in our success in life. If we don’t know our tendencies when faced with those expectations, how can we be prepared to succeed?

Investors often deal with an enormous amount of pressure and uncertainty, and being able to identify the source of those stressors can help set us up to prosper in the market.

In this episode, Phil and Danielle return to the Four Tendencies Framework and examine what it is that really makes us tick and how we can harness that knowledge in our investing practices.

If you want to be better prepared to set realistic goals, don’t miss our handy checklist of The 10 Do’s and Don’ts of Successful Investing. Download your copy now: https://bit.ly/3H9Fzwd

Topics Discussed:

Audiobook reading

The Four Tendencies Framework


Resources Discussed

Why We Sleep

Better Than Before

The Four Tendencies

Mostly Invested

Rule #1 Virtual Investing Workshop


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402- Managing Expectations

New year, same InvestED! Our hosts check in for the first show of 2023 and reflect on how disparate paths can bring people to the same world of investing.

What does it look like to find success with the message you’re trying to share? There are millions of people with an idea, a passion, or a unique perspective, but managing to have it resonate with others in the attention economy is no small task. 

This week on InvestED, Phil and Danielle discuss the importance of setting goals, and they return to the recent topic of four buckets, this time in terms of dealing with expectations both external and internal.

Get your year started on the right foot with the Must-Have Investing Checklist. Download your copy now: https://bit.ly/3XjgNix

Topics Discussed:

Publishing/PR industries

The importance of a platform

The Four Tendencies Framework


Resources Discussed:

Invested

Rule #1

Better Than Before

The Four Tendencies


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401- No Resolutions

On this milestone episode of InvestED, Phil and Danielle celebrate 400* episodes and take a look at where the market might be headed in the new year.

Having spent the past two weeks going over the All Weather Portfolio, are there certain profiles of investors who would be better suited to this strategy than others? How can you use the four buckets to hedge your bets against the ups and downs of the market?

Join us as we close out 2022 and nearly 8 years of the InvestED Podcast, and see where the inflation roller coaster takes us in 2023.

Find ways to secure your investments for the next big downturn with the 12 Month Financial Success Planner. Download your copy now: https://bit.ly/3Vd1973

Topics Discussed:

Ray Dalio’s All Weather Portfolio

Tony Robbins and Ray Dalio


Resources Discussed:
MONEY Master the Game

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400- Celebrate!

As the podcast approaches episode 400, Phil and Danielle reflect on the past several years of talking investing together before returning to the previous episode’s topic of the All Weather Portfolio.

What does it look like to put together a portfolio that’s prepared for any economic environment? Inflation or deflation, boom or bust, there are opportunities in every situation.

This week on InvestED, Phil and Danielle dive deeper into the four buckets theory and how societal and economic dynamics can help you develop a strategy for security.

Find ways to secure your investments for the next big downturn with the Market Crash Survival Guide. Download your copy now: https://bit.ly/3hnrTUw

Topics Discussed:

Four Buckets/All Weather Portfolio

Efficient Market Theory


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399- Four Buckets Part 2

For many, investing is much more than a hobby or a profession–it’s a way of looking at the world and parsing new information.

There are countless approaches to take towards investing your wealth, but for a certain segment of the population, safeguarding financial progress is a higher priority than finding the next hot stock.

This week, Phil and Danielle talk through Ray Dalio’s All Weather Portfolio and how you can utilize this strategy to weather any economic storm that may hit the market.

If you’d like a metric for making smart investing choices, download your copy of Understanding Market Capitalization to get our guide for navigating price versus value: https://bit.ly/3P6m1eK

Topics Discussed:

The importance of reading

EBITDA

Efficient Market Theory


Resources Discussed

Unsettled by Steven Koonin

The All Weather Portfolio by Ray Dalio


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398- Four Buckets

The world’s second largest economy has long posed a problem for investors. With the Communist Party embracing markets to spur development in recent decades, many investors have been puzzled by China, seeing many fail to take advantage of an unprecedented explosion of economic growth in the country.

As the buying power of the Chinese middle class continues to grow, how do investors approach the market in a nation where so much economic influence is under the control of a one-party government?

Tune in to InvestED this week as we discuss the political and economic situations in China and what they might look like in the near future, as well as how you can profit from the immense potential in that market.

To read more about the top investing minds from around the globe, download your copy of The Best Investors in the World to broaden your horizons: https://bit.ly/3ONRbri

Topics Discussed:

China’s Party Congress

Future of US/China relations

Hermès vs LVMH


Resources Discussed

Rule #1 Blog

Ray Dalio’s Notes on China

Principles by Ray Dalio


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397- China's Stormy Seas

396: Timing Your Exits

There is no shortage of opinions about when to sell in the ever-changing world of investing, but those taking the Rule #1 approach know that buying a great business on sale is paramount for maximizing your returns.

While analyzing the countless factors that influence markets can seem like a formidable task, it really boils down to understanding a stock’s price versus its value. Having a grasp on these two metrics can be one of the most powerful tools in your arsenal of knowing when to hold and when to sell.

This week on InvestED, listen as Phil and Danielle talk through the evolving methods that tech companies use to retain their user base and minimize risk. As these businesses grow to encompass a wider range of hardware and software in an increasingly interconnected world, investors can utilize this understanding to inform their decisions to either hold or sell.

To learn more about how the tech giants maintain their advantages over their competitors, download your copy of Moat Types for Durable Advantage to successfully invest: https://bit.ly/3tWwFe5

Topics Discussed:

P/E ratio

Venture capital in US vs abroad

Government regulation

Tech ecosystems


Resources Discussed
Rule #1: The Simple Strategy for Successful Investing in Only 15 Minutes a Week!

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396- Timing Your Exits

There are world-renowned institutions and individuals who have devoted themselves to understanding the ins and outs of investing. Yet despite all of the heavily-scrutinized studies and statistical analyses, we see investors who take an outside-the-box approach and yield impressive results.

It’s important to keep in mind that, when looking at the methodologies of successful value investors, different strategies are required for different stages of managing your portfolio. The positions that Buffett is taking in 2022 are a far cry from his process 50 years ago.
 
This week on InvestED, Phil and Danielle discuss why buy and hold might not be the best move in every situation, and when it is the right thing to do, how do you choose the companies to stick with?

To learn more about how to pick and choose profitable businesses, download your copy of How to Pick Stocks: The 5-Step Checklist to successfully invest: https://bit.ly/3tz0Vfc

Topics Discussed:

Intrinsic value

Modern portfolio theory vs Value investing

Deciding when to sell


Resources Discussed

Riding a Backwards Bike

The Education of a Value Investor

The Dhando Investor: The Low-Risk Value Method to High Returns


For show notes and more information visit www.investedpodcast.com
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395- Riding the Backwards Bike

Wouldn’t it be nice if the market behaved in a predictable, rational way? Unfortunately for investors, that’s not the case, so having a proven strategy to time your moves is key to achieving long-term success with your portfolio.

Getting in (or out) at the right time is what separates top investing minds from the rest of the pack, and whether it’s finding a sale on a great company or knowing how to read the tea leaves and avoid being left holding the bag, having the proper analytics can help you navigate the tumultuous investment landscape.

This week on InvestED, Phil and Danielle dig deeper into topics raised by last week’s listener email, and they take a look back at how superstar investors like Buffett have changed their approach over the past few decades in response to market volatility.

To see how well you know the wisdom that has inspired the Rule #1 investing strategy, take our Warren Buffett quiz and find out how you stack up: https://bit.ly/3WO1jUy

Topics Discussed:

Intrinsic value vs. timing the market

Understanding your investments

Velocity of money

Market distortion

Building financial independence vs. preserving portfolio


Resources Discussed
Rule #1 book

For show notes and more information visit www.investedpodcast.com 
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394 - Hold or Sell?  Part 2

On this abbreviated episode of InvestED, @danielletown takes the reins to catch us up on topics discussed in recent weeks and give us a glimpse into what’s ahead as we approach the holiday season.

She also dips into the mailbag to hear a listener’s thoughts on our recent dialogue regarding when to hold and when to sell during market downturns.

To get insight into how today’s top financial minds approach their investments, download your copy of The Best Investors in the World: https://bit.ly/3UjWpfE

Topics Discussed:

Big changes at Twitter

Listener email


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393- Timing Tee-Up

Given the current state of global markets, economic uncertainty can make it difficult to plan for the future. While the changing financial landscape might cause investors to fret, understanding the factors and policies that drive these changes can help you sleep better at night.

This week on InvestED, Phil and Danielle talk through the long and short-term repercussions of inflation, how a generation of investors will face their first true test in a bear market, and why Rule #1 is so vital to coming out ahead when markets dip.

To learn more about how to stay centered in your investing practices, download your copy of the Inflation Checklist to successfully invest: bit.ly/3DoVtQD

Topics Discussed:

Navigating a turbulent market

Risk-free rates

Historic market downturns

Value vs price


Resources Discussed
Modern Portfolio Theory

For show notes and more information visit www.investedpodcast.com
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InvestED: The Rule #1 Investing Podcast

InvestED: The Rule #1 Investing Podcast

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