A new year, and a new financial outlook!
 
Bringing in the new year means it’s time for RPA Wealth Management to make some 2023 financial predictions.
 
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss the recently passed Secure Act 2.0, 2023 interest rates, and what investors can expect entering a new year during a bear market.
 
Matthew, Brent, and Joshua discuss:
 
The recently passed Secure Act 2.0 is and how it can affect your retirement plans
The end of China’s “Zero Covid Mandate” and how this event could affect North America’s economy
Going into 2023 in a bear market and what that means for investors
Why and how you should change your expectations when investing in a bear market
And more

 
Resources:
 
Retirement Plan Playbook: A Recap of 2022 (Ep.82)

 
Connect with RPA Wealth Management: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

 

Financial Predictions For 2023 (Ep.83)

2022 was a year full of financial highs and lows that a lot of people felt through their bank accounts.
 
In this episode, Matthew, Brent and Joshua recap the financial year of 2022 and use this information to help you better understand what you can expect in the new year.
 
Matthew, Brent, and Joshua discuss:
 
Stats about this year’s Black Friday sales and what it can tell you about the economy
What inflation could look like on the horizon of 2023
Why the recent Covid-19 lockdowns in China are affecting international economies
Why the Federal Reserve is rooting for the stock market to fall even further
And more

 
Resources:
 
Retirement Plan Playbook: Navigating Real Estate Transactions: Tips for Deferring Capital Gains Tax With Jay Frank (Ep.81)

 
Connect With RPA Wealth Management: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

 

A Recap of 2022 (Ep.82)

You’ve found it. Everything you need to know about real estate investing, all in one place.
In this episode, Matthew, Brent, and Joshua, talk with Jay Frank, President of Cantor Fitzgerald Asset Management, to discuss everything you should know about real estate investing including what you should know as a landlord, what a delaware statutory trust is, and so much more!
 
Jay discusses:
What a 1031 exchange is in the real estate industry and how they work
How he can help real estate investors grow and enhance their business strategy
What a Delaware Statutory Trust (DST) is and how they can enhance your real estate investing experience
What to consider before becoming a landlord
And more

 
Resources:
Retirement Plan Playbook: 7 Financial Strategies To Help You Be Successful In 2023 (Ep.80)

 
Connect With RPA Wealth Management: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

 
Connect With Jay Frank:
LinkedIn: Jay Frank

 
About Our Guest: 
Jay Frank is the president of Cantor Fitzgerald Asset Management and Chief Operating Officer of Cantor Fitzgerald Investment Management. Jay has spent the last 16 years focused on the real estate assets and alternative investment industries.
He works closely with financial advisors on the implementation of sophisticated real estate solutions, including 1031 exchanges and tax deferred exchanges. 
 

Navigating Real Estate Transactions: Tips for Deferring Capital Gains Tax With Jay Frank (Ep.81)

With the likelihood of a recession almost certain and most households having some amount of credit card debt, building effective financial strategies is more important than ever.
 
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk focus on financial planning tips for the new year. They share some of their favorite strategies to increase investment returns, ensure families are financially protected and decrease taxable income through investment and retirement tax returns.
 
Matthew, Brent, and Joshua discuss:
Why is current spending contributing to an increase in household debt
How US treasury securities can help maximize liquidity and increase interest on uninvested cash
The importance of updating beneficiaries and insurance to provide protection for the next generation
How 401(k) and taxable brokerage accounts can reduce your taxes before the new year
And more

 
Connect With RPA Wealth Management: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

 

7 Financial Strategies To Help You Be Successful In 2023 (Ep.80)

There is a lot going on in the stock market and investing industry right now.
That’s why we are your go-to resource when it comes to the hot take headlines in the investing world.
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss some of the most relevant headlines you should know as you head into the holiday season and as you monitor your portfolio.
 
Matthew, Brent, and Joshua discuss:
The unusual coincidence of how the Philadelphia Phillies baseball team seems to affect the stock market
Why tech companies are struggling with poor performance and growth and how that affects your portfolio
Some insight about whether we are heading into a further downturned market
If midterm elections actually affect stock market performance
And more

 
Connect with RPA Wealth Management: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

 

Dissecting Some Of The Hottest Headlines Of The Current Investing World (Ep.79)

Unfortunately, the chances of you needing medical attention increase as the years progress.
 
So what can you do to prepare for this?
 
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk talk with Laurie Boatman, a licensed, trained and certified independent insurance agent to discuss the topic of Medicare. She will help you better understand the Medicare enrollment process whether you are approaching the retirement age or preparing for medical expenses that may come up.
 
Laurie discusses:
Defines what Medicare is and why it was introduced
How she helps people find the right Medicare Insurance Plan
What age you should enroll in a Medicare plan and when the enrollment period is
How to enroll in a Medicare plan
And more

 
Resources:
Retirement Plan Playbook: The Third Quarter Review of 2022 (Ep.77)

 
Connect with RPA Wealth Management: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

 
Connect with Laurie Boatman:
949-735-4486
LinkedIn: Laurie Boatman

 
About Our Guest: 
As a licensed, trained, and certified agent with major insurance companies, Laurie helps make the transition to Medicare easy to navigate and understand!
Laurie provides the knowledge so you can make the best choice for you and your situation. Trying to decide between Medicare only, a Medicare Advantage plan, or a Medicare/Medigap Supplemental plan. What about Prescription Drug plans?
What starts out as stressful, and confusing, becomes clear and simple! Laurie is here to help answer your questions and walk you through the process. It is of great value to seek help from an agent who specializes in Medicare that will guide you, whether you are just turning 65 or after. 
 

Choosing A Medicare Plan With Laurie Boatman (Ep.78)

As we’ve said before, everyone is feeling the effects of inflation.
 
But who is inflation affecting the most?
 
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss some key updates about recent increases in Social Security and Medicare and some statistics about how the stock market did in the second quarter of 2022.
 
Matthew, Brent, and Joshua discuss:
How inflation is affecting people similar to their client demographic
Updates about Social Security and Medicare increases
How the stock market has done in the second quarter of 2022
What you have to look forward to and be optimistic about during peak inflation
And more

 
Resources:
Retirement Plan Playbook: Don’t Hit The Panic Button Just Because The Market Is Crashing! (Ep.76)

 
Connect with RPA Wealth Management: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

 

The Third Quarter Review of 2022 (Ep.77)

Things are changing very quickly in the stock market.
 
So what can you do to enhance your portfolio’s performance in such an unpredictable time?
 
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss the recent news about housing market interest rates, the consumer price index, and the longer than average downturned stock market.
 
Matthew, Brent, and Joshua discuss:
 
Updates about the consumer price index and what it means for you
The shifting interest rates in the housing market and the reality for want-to-be homeowners
The motivations and overall purpose of the Federal Reserve and how it affects your bank account
What you can do right now that can enhance your financial performance in the coming years
And more

 
Resources:
 
Retirement Plan Playbook: The Top Five Issues To Consider During A Financial Market Correction (Ep.75)

 
Connect with RPA Wealth Management: 
 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

Don’t Hit The Panic Button Just Because The Market Is Crashing! (Ep.76)

How can you prepare yourself and your family for a financial market correction?
 
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss the top five issues to consider during a financial market correction. They will also share some strategies to help you out when it happens.
 
Matthew, Brent, and Joshua discuss:
 
The take on the new law that has been signed in California that could increase wages for fast food workers to $22 an hour starting in 2023
What a financial correction could mean for you if you are retiring in the near future
How to determine if your cash flow will change during a market correction
How to avoid reactive decisions during a downturned market (saving your retirement fund!)
And more

 
Resources:
 
Retirement Plan Playbook: Helping Aging Parents With Finances (Ep.74)

 
Connect with RPA Wealth Management: 
 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

The Top Five Issues To Consider During A Financial Market Correction (Ep.75)

How do we talk to our parents about their finances? 
 
Asking questions related to money can be difficult even if it's your own family, but it shouldn't be. At a certain point, we are most likely going to be in charge of our parents' money and making financial decisions for them. So, what do you think is the ideal age to start this conversation with your parents?
 
In this episode, Matthew Theal, Brent Pasqua, and Joshua Winterswyk explain the several things we should know about our parents' finances to help them in the future.
 
Matthew, Brent, and Joshua discuss:
 
The meaning of a sandwich generation
Understanding your parents’ income and expenses
The legal and financial information you need access to
What to do if your parents are refusing help with their finances
And more

 
Resources:
 
Retirement Plan Playbook: Answering Your Questions About The Real Estate Market With Kelli Vanevenhoven (Ep. 73)

 
Connect with Client: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

Helping Aging Parents With Finances (Ep.74)

In recent years, the real estate market has been on fire, but now it seems to be cooling down.
 
Do you know why this is happening?
 
In this episode, founder and real estate agent of Coldwell Banker Blackstone Realty, Kelli Vanevenhoven, discusses the current state of the real estate market and what it means for you and your current financial situation.
 
Kelli discusses:
 
Her educated opinion on where she thinks the real estate market is headed in the next few months
How she manages over 160 real estate agents
How she makes her business stand out from its competitors and how you can do the same
How to know if you should be selling or buying a house right now
And more

 
Resources:
 
Retirement Plan Playbook: What It Means To Be A Fiduciary (Ep.72)

 
Connect with Client: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

 
Connect with Kelli Vanevenhoven:
 
LinkedIn: Kelli Vanevenhoven
kelli@callkelli.com
Coldwell Banker Blackstone Realty Website

 
About our Guest: 
 
Kelli Vanevenhoven is the founder and real estate agent of Coldwell Banker Blackstone Realty who is extremely versed in the real estate market. Kelli is passionate about helping people reach their goals. Kelly has been serving in the Southern California marketplace for over two decades and has closed over 300 million in real estate transactions.
 
Kelli specializes in luxury homes, REO sales, relocation, first-time home buyers, and the training of new real estate professionals.

Answering Your Questions About The Real Estate Market With Kelli Vanevenhoven (Ep. 73)

The word “fiduciary” gets tossed around a lot in the financial advising industry.
 
So what does it actually mean and what difference do they make in your financial planning process?
 
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk discuss what the difference is between a fee-only financial advisor and all other financial advisors and what value a fiduciary fee only financial advisor can add to your financial planning process.
 
Matthew, Brent, and Joshua discuss: 
 
What a fiduciary is and how they can help you in your financial journey
The different ways financial advisors get paid and which method better suits you
Why RPA Wealth Management switched from commission to fee-based revenue and how it benefits you
Why the meaning of fiduciary has become skewed and how you can be sure you are working with a real one
And more

 
Resources:
 
Retirement Plan Playbook: How To Tell When a Recession Is Coming And How You Can Prepare For It (Ep.71)

 
Connect With RPA Wealth Management: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

What It Means To Be A Fiduciary (Ep.72)

2022 has been far from a regular year, as have the past three years.
 
The war in Ukraine, the after effects of Covid-19 on the economy, and talks of a recession all makes 2022 a very unusual year. 
 
But how have these events affected you and your finances?
 
In this episode, Brent, Matthew, and Joshua discuss some of the most talked about events of 2022 and explain how they have impacted the everyday lives of Americans, just like you.
 
Brent, Matthew, and Joshua discuss: 
Elon Musk vs. Twitter: Why he backed down from his ownership and why he is getting sued
How the Ukraine and Russian war has influenced this major spike in inflation
What characteristics in the economy tell you that a recession is occurring
How global events have subliminally impacted your spending patterns
And more

 
Resources:
Retirement Plan Playbook: Predictions About Cryptocurrency, The Housing Market, and Interest Rates (Ep.70)

 
Connect with RPA Wealth Management: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

How To Tell When a Recession Is Coming And How You Can Prepare For It (Ep.71)

A lot of people are panicking every time they check their portfolio these days. 
 
There is no need for this, in fact, you should just be riding the wave.
 
In this episode, Matthew Theal, Brent Pasqua, and Joshua Winterswyk share their insight about the cryptocurrency meltdown, the housing market, and interest rates. They also discuss how their predictions about them can influence you in the coming months and years.
 
Matthew, Joshua, and Brent discuss: 
The cryptocurrency meltdown––comparing crypto from 2020 to now
What the future of cryptocurrency investments could look like
Their predictions about the housing market and interest rates
Some insight about why you shouldn’t be panicking during this downturned market
And more

Resources:
Retirement Plan Playbook: Analyzing The Current State Of The Stock Market (Ep.69)

Connect with RPA Wealth Management: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

Predictions About Cryptocurrency, The Housing Market, and Interest Rates (Ep.70)

Unless you have been living under a rock for the past few months, you have noticed the intense effects of inflation.
 
In this episode, Brent Pasqua, Matthew Theal, and Joshua Winterswyk discuss the state of the stock market as of June 2022 and highlight what a downturned market has meant for investors throughout history.
 
Brent, Matt, and Joshua discuss: 
Their thoughts on the new LIV golf tournament (rival to the PGA tour)
The effects of the rising consumer price index and the staggering increase of inflation
Their opinions of what this inflation will cause in the United States
The upside on the downturned stock market and what it means for the future of your investments
And more

 
Resources:
Retirement Plan Playbook: Our Onboarding Process at RPA Wealth Management (Ep.68)

 
Connect With RPA Wealth Management: 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

Analyzing The Current State Of The Stock Market (Ep.69)

If you have never worked with a financial advisor before, it can leave you wondering what to expect during the onboarding process of becoming a client.
 
In this episode, Matthew Theal, Brent Pasqua, and Joshua Winterswyk walk you through the process of what it's like to start working with their team.
 
Matthew, Brent, and Joshua, discuss:
How they apply a seven step financial planning process
The structure of each meeting with you
The first questions they will ask you and how your responses determine a financial plan
How they communicate with you
And more

Resources:
Retirement Plan Playbook: What To Expect When Working with RPA Wealth Management (Ep.67)

 
Connect With RPA Wealth Management:
 
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

Our Onboarding Process at RPA Wealth Management (Ep.68)

No one’s financial plan should be identical to another’s because everyone’s financial journey is going to be different.
 
What are your unique financial goals?
 
In this episode, Matthew Theal, Brent Pasqua, and Joshua Winterswyk discuss how they personalize their financial services to each of their clients to fulfill their unique financial goals and needs. 
 
Matthew, Brent, and Joshua discuss: 
An overview of services their company has to offer you
The importance of laying out your goals before creating a financial plan
Why their clients don’t need to be located in the same area as RPA Wealth Management to use their services
What you need to bring to your first financial planning session
And more

Connect With RPA Wealth Management:
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

What To Expect When Working with RPA Wealth Management (Ep.67)

No one person is the same, so therefore each portfolio and client should be treated differently based on their personal goals for retirement.
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk, sit down to discuss the next steps for the Retirement Plan Playbook and their focus on helping those that are ready to retire. Together they highlight how their team works to connect with their clients and achieve their goals.
Matthew, Brent, and Joshua discuss: 
How they got started in financial planning and what brought them together
What separates their practice from other financial firms
How they spend their time with friends and family outside of work
And more

Connect With RPA Wealth Management:
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

Creating Client Confidence and Connection (Ep.66)

Whether you are talking about inflated prices of grocery lists or the struggling stock market, the conversation of an approaching recession is all around us.
 
In this episode, Matthew Theal, Brent Pasqua and Joshua Winterswyk of RPA Wealth Management, discuss common questions and concerns when potentially approaching a recession. Together they break down the nerves of working in an unhealthy economy and entering into your retirement. 
 
Matthew, Brent, and Joshua discuss:
The definition of a recession and what it potentially indicates for cost of living and the stocks
Why people think we are heading into a recession and the different causes
How to take advantage of a recession to make better retirement decisions
And more

 
Connect With RPA Wealth Management:
info@rpawealth.com 
(909) 296-7977
RPA Wealth Management
LinkedIn: Matthew Theal
LinkedIn: Brent Pasqua
LinkedIn: Joshua Winterswyk
LinkedIn: RPA Wealth Management

The Looming Recession’s Impact on Retirees (Ep.65)

The conflict between Russia and Ukraine has invoked fear in investors because some believe that this event will cause a crash in the American stock market. Is there truth to this sentiment? Or will the market gloss over this news item in a couple weeks? Brent, Matthew, and Joshua will take a look at how the stock market has performed in previous wartimes and draw some conclusions based on the historical data.
Important Links:
Website: https://rpawealth.com/
Call: 909-296-7977

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